Quant BuffetRelax, Not Over Thinking

Do Stock Returns Really Decrease With Default Risk?

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Academic paper

Do Stock Returns Really Decrease with Default Risk? New International Evidence

AuthorsKevin Aretz; Chris Florackis; Alexandros Kostakis

Institute
  • ?Digital Research Alliance of Canada
  • ?Alliance Manchester Business School
  • University of Liverpool
  • ?University of Liverpool (UK)
  • University of Manchester
  • ?University of Liverpool Management School
  • ?University of Manchester - Manchester Business School

Strategy in a nutshell

This strategy estimates 12-month default probabilities for firms in 14 countries using LOGIT models and adjusted Campbell indicators. Stocks are sorted by default risk, forming quintile portfolios; the strategy goes long high-risk and short low-risk stocks.

Economic rationale

Default risk premiums vary across countries based on creditor protections and shareholder power. Riskier distressed firms, especially with high asset tangibility, offer higher premiums. The non-diversifiable, systematic component of default risk primarily drives returns.

Backtest performance

Annualised return13.42%
Volatility16.57%
Sharpe ratio0.81